2021 California Avenue 20
Santa Monica, CA, 90403
$899,000
MLS: 26649831
Beds
2
Baths
2
Sq Ft
1,024
Lot
0.63 ac
Year Built
1958
MLS #
26649831
Days on Market
68
Listed
Feb 10, 2026
Description
Beautifully renovated top floor 2Bed/2Bath in a lush garden-style complex just south of Montana Ave. This light filled home features tall ceilings, an open concept floor plan, and peaceful treetop views. The chef's kitchen is outfitted with Bertazzoni appliances, custom cabinetry, stone countertops, and Italian tile backsplash. The spacious primary suite includes a stylish en suite bath, barn doors, and California Closets. Community amenities include gated entry, laundry room, refurbished pool, gym/rec room, and bike storage. Unbeatable location just minutes to the beach, shopping, dining, and coffee on Montana Ave. Located in the Franklin Elementary School District.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Thomas Hamburger · Compass
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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