521 Montana Avenue 211
Santa Monica, CA, 90403
$849,000
MLS: SR26148818
Beds
1
Baths
1
Sq Ft
930
Lot
0.69 ac
Year Built
1969
MLS #
SR26148818
Days on Market
28
Listed
Jul 8, 2026
Description
Rare Opportunity: Beautifully Remodeled Montana Avenue Condo Perfectly positioned between Ocean Avenue and 7th Street on iconic Montana Avenue, this beautifully remodeled and spacious one-bedroom, one-bath residence offers an exceptional opportunity to live in one of Santa Monica's most desirable neighborhoods. With an outstanding Walk Score, you can leave the car behind and experience the very best of coastal living. Stroll to Palisades Park, the beach, and the beachfront bike path in just five minutes. Montana Avenue's Pavilions Market, Whole Foods, cafes, neighborhood restaurants, and boutiques are all within easy walking distance, while the renowned 3rd Street Promenade's premier shopping, dining, and entertainment are just a 15-minute walk away. Inside, the thoughtfully designed open floor plan creates an inviting space for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, where a striking stone-relief gas fireplace with a remote electric starter serves as a beautiful focal point. Sliding doors open onto a private patio, extending the living space outdoors. The remodeled kitchen showcases waterfall-edge quartz countertops, stainless steel appliances, abundant cabinetry, and generous prep space. Premium U.S.-made hardwood flooring and quality finishes throughout reflect exceptional attention to detail. The spacious bedroom offers an expansive walk-in closet, while extensive built-in hallway and linen cabinetry provide ample storage. The well-appointed bathroom features a separate bathtub, a walk-in shower, a private water closet, and a bidet. Set within a security building with a gated garage, the community amenities include a swimming pool, sauna, gym, and a spacious reservable poolside club room. The residence also features a deeded parking space with a dedicated 230-volt EV charging outlet and two private, lockable overhead storage cabinets. Combined with one of the lowest HOA dues in the neighborhood, this beautifully remodeled residence offers the perfect blend of location, lifestyle, and value.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Nancy Martin · Equity Union
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,814
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $84,900 · Loan: $764,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,910
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
- HOA dues
- $401
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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