2021 Idaho Avenue
Santa Monica, CA, 90403
$1,499,000
MLS: 26660317
Beds
2
Baths
2
Sq Ft
1,019
Lot
0.07 ac
Year Built
1922
MLS #
26660317
Days on Market
17
Listed
Mar 5, 2026
Description
SHORT SALE...UNDER CONTRACT BUT WE WILL ACCEPT OFFERS AS BACK UP STATUS DURING SHORT SALE PROCESS. North of Wilshire and one block south of Montana Ave in the Franklin School District, this beautifully renovated 2 bed, 2 bath Santa Monica bungalow offers modern California living with hardwood floors, an open floor plan, updated kitchen, and large sliding doors leading to a private backyard for ideal indoor/outdoor living. Close to Montana Ave dining, shopping, and Santa Monica amenities. SHORT SALE SUBJECT TO LENDER APPROVAL. Seller and agent make no guarantees on approval timelines. Seller is seeking the BEST overall offer. PROPERTY IS TENANT OCCUPIED. NO SHOWINGS WITHOUT AN ACCEPTED OFFER. Listing agent will announce showing opportunities through scheduled OPEN HOUSES ONLY.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Robbie Schultz · Pacific Realty of California
Payment estimate
$10,713
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,900 · Loan: $1,349,100
- Principal & Interest
- $8,289
- Property tax (1.25%)
- $1,561
- Homeowners insurance
- $300
- Mortgage insurance
- $562
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $52,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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