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ActiveSingleFamilyResidence

20255 Rimrock Road

Apple Valley, CA, 92307

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$389,888

Original list price: $398,888

MLS: CV26175017

Beds

3

Baths

2

Sq Ft

1,516

Lot

0.38 ac

Year Built

2006

MLS #

CV26175017

Days on Market

73

Listed

Aug 11, 2026

Description

Welcome to 20255 Rimrock Rd in Apple Valley, a well-maintained 3-bedroom, 2-bath home offering approximately 1,516 square feet of comfortable living space. The home features a functional floor plan with plenty of natural light and a combination of tile and wood-laminate flooring throughout. A notable feature of the property is an existing loan that may be assumable by a qualified buyer, subject to lender approval and existing loan terms**. The home is equipped with solar panels and central air for year-round comfort. The spacious backyard features low-maintenance artificial turf and a covered patio, providing plenty of space for outdoor entertaining and relaxation. Additional features include an attached garage and generous outdoor space. Conveniently located near shopping, schools, dining, and everyday amenities. Come see all that this Apple Valley property has to offer.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Alfredo Galban · CENTURY 21 PRIMETIME REALTORS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,229

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,989 · Loan: $350,899

%

Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,377
Property tax (1.25%)
$406
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Nov 5, 2026

30-year fixed
7.18%
15-year fixed
6.57%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,646 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate+

This Apple Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

Similar Homes Nearby

Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.