$469,900
MLS: 26006288
Beds
3
Baths
3
Sq Ft
2,163
Lot
0.14 ac
Year Built
2021
MLS #
26006288
Days on Market
25
Listed
Aug 11, 2026
Description
EXISTING VA LOAN MAY BE ASSUMABLE AT APPROXIMATELY 2.5%! Subject to servicer and VA approval. Seller requires a VA-eligible buyer with sufficient entitlement to complete a substitution of entitlement. Buyer is responsible for the difference between the purchase price and the remaining loan balance. EXCEPTIONAL VALUE IN ROSAMOND | BUILT IN 2021 | OWNED SOLAR | 3 BEDROOMS + POSSIBLE 4TH BEDROOM. You will not find many homes this new, with this level of upgrades, at this price in Rosamond. Located in a newer community with an easy commute to Edwards Air Force Base, this beautifully maintained home delivers modern style, flexible living space, and energy efficiency. The bright, open floor plan features upgraded flooring, LED recessed lighting, spacious bedrooms, and a modern kitchen with white countertops, stainless steel appliances, upgraded cabinetry, and an oversized eat-in island. The extra-large flex room with double doors could serve as a fourth bedroom, home office, gym, playroom, den, or guest room. The spacious primary suite includes an upgraded walk-in shower, while both bathrooms offer stylish, modern finishes. Outside, enjoy attractive desert landscaping, an extended driveway, mature backyard greenery, a relaxing patio, and recently installed rain gutters. Best of all, the solar is fully owned--no lease and no monthly solar payment to assume. Located near the Rosamond Community Services District pool and tennis courts, with a flexible close date available. A newer, upgraded home at this price is a rare find in Rosamond--schedule your showing today!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Guadalupe Wrona · Berkshire Hathaway HomeServices Troth, REALTORS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,990 · Loan: $422,910
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,732
- Property tax (1%)
- $392
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate+
This Rosamond property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 93560 (Rosamond)within ±10% of this home's price and size.
Active27 DOM$439,999
3918 Parkridge Avenue
Rosamond, 93560
$449,900
3657 Jasmine Ave
Rosamond, 93560
$462,000
1249 Bradford
Rosamond, 93560
Active133 DOM$462,000
1249 Bradford Avenue
Rosamond, 93560
$465,000
2618 Summerchase
Rosamond, 93560
Active177 DOM$467,500
2517 San Madrid Way
Rosamond, 93560
Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
