20319 Seneca Road
Apple Valley, CA, 92307
$559,000
MLS: HD26223837
Beds
4
Baths
3
Sq Ft
2,350
Lot
1.03 ac
Year Built
1984
MLS #
HD26223837
Days on Market
8
Listed
Oct 15, 2026
Description
Welcome to 20319 Seneca Road, where you can have over an ACRE OF LAND, NEW PEBBLE TECH POOL, AND DETACHED RV GARAGE in one of Apple Valley's established neighborhoods. Situated on a spacious CORNER LOT, this single-story home offers 4 bedrooms, 3 bathrooms, and approximately 2,350 square feet of living space. Inside, you'll find a functional and inviting floor plan with multiple living areas, a spacious kitchen with new countertops, newer cabinets, newer appliances, and a beautiful brick fireplace that adds warmth and character to the family room. With generously sized living spaces and a thoughtful layout, this home offers the flexibility to accommodate everyday living, entertaining, and everything in between. Property has recently been upgraded with fresh paint, new carpet, new lighting, and new ceiling fans. Home also has a water softener, newer AC unit, and solar. But what truly sets this property apart is what awaits outside. Sitting on approximately 1.03 acres, the property offers an abundance of space and possibilities. Car enthusiasts, outdoor adventurers, and anyone needing extra storage will appreciate the impressive approximately 27' x 37' RV garage with its own driveway, in addition to the attached two-car garage. Whether you have recreational vehicles, a collection of cars, or simply need room for your hobbies, this property delivers a level of versatility that's hard to find. This also has the potential to be converted into an ADDITIONAL LIVING SPACE, great for big families, friends, or possible rental income. Enjoy the privacy, open space, and beautiful High Desert surroundings while still being conveniently located near shopping, dining, golf course, schools, and everyday amenities. Rare opportunity to make it yours.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Robert Amato · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,500
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,900 · Loan: $503,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,408
- Property tax (1.25%)
- $582
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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