20350 Cooper Drive
California City, CA, 93505
$339,000
MLS: 26004164
Beds
3
Baths
2
Sq Ft
1,925
Lot
0.18 ac
Year Built
2006
MLS #
26004164
Days on Market
1
Listed
May 27, 2026
Description
Welcome to this beautiful turnkey home offering over 1,900 square feet of stylish comfort and pride of ownership throughout. From the moment you walk in, you'll notice the phenomenal tile flooring, spacious open layout, and immaculate condition that make this home truly stand out. The expansive living room creates a welcoming first impression with its spacious design, beautiful finishes, and gorgeous fireplace. It flows seamlessly to the backyard, creating the ideal indoor-outdoor lifestyle. The impressive open kitchen showcases granite countertops, a large center island, abundant cabinetry, a pantry, and an open design perfect for entertaining or everyday living. Retreat to the private primary suite complete with sliding glass doors leading directly to the backyard patio-the perfect place to enjoy quiet mornings or relaxing evenings. The ensuite bath offers a large soaking tub separate from the upgraded tiled shower and his and her sinks. Additional highlights include indoor laundry, a finished garage, central vacuum system, and built-in intercom for added convenience and functionality. Step outside to a huge backyard surrounded by block walls for privacy, along with an oversized solid covered patio that creates an incredible space for gatherings, outdoor dining, or simply enjoying the beautiful surroundings. This home is in absolutely perfect condition and offers space, upgrades, and the care you are looking for. If you are looking for a home in California City-this one is not to be missed!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Jennifer Anderson · The Real Estate Place
Payment estimate
$2,640
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,930
- Property tax (1%)
- $283
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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