204 Banner Avenue
Ventura, CA, 93004
$819,000
MLS: V1-34989
Beds
3
Baths
2
Sq Ft
1,244
Lot
0.20 ac
Year Built
1959
MLS #
V1-34989
Days on Market
41
Listed
Mar 10, 2026
Description
This is a darling three bedroom home in East Ventura, first time on the market! Single story with a big driveway, attached 2 car garage and a large fenced yard. Freshly painted, brand new carpeting, and a quaint floor plan including two bathrooms. A perfectly sized kitchen with original breeze block separating the dining area from the living room. Large private back patio and grass offers added room for outdoor entertaining and enjoyment year round. Built in 1959, and located in a well established Ventura neighborhood close by to schools, Smart and Final and CVS shopping center, favorite restaurants, and easy 126 freeway access. This is a gem, ready for move in and offering the opportunity to add your own special touches and updates as you build on your equity!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Bridget Goncalves · Joe Kapp Real Estate, Inc
Payment estimate
$5,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,900 · Loan: $737,100
- Principal & Interest
- $4,529
- Property tax (1.25%)
- $853
- Homeowners insurance
- $300
- Mortgage insurance
- $307
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $28,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93004 (Ventura) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.