123 Pajaro Avenue
Ventura, CA, 93004
$835,000
MLS: V1-35579
Beds
3
Baths
2
Sq Ft
1,284
Lot
0.17 ac
Year Built
1963
MLS #
V1-35579
Days on Market
19
Listed
Apr 3, 2026
Description
This is the one you've been waiting for! Beautifully updated inside and out, this home offers modern comfort and a backyard oasis perfect for any gardener or outdoor enthusiast. Welcoming with a spacious living room with fireplace and doors opening to the yard creates indoor-outdoor flow. Stylish plank flooring throughout. The updated kitchen boasts of beautiful newer stainless steel appliances, (including a French-door refrigerator with dual drawers and water/ice dispenser.) newer sleek countertops, beautiful cabinetry and recessed lighting. Dining area with windows, refined ceiling lighting fixture and built in cabinetry. Retreat to the primary suite, enhanced with custom closet, cabinets and updated bathroom with large walk-in shower. Two additional guest bedrooms (one is set up for a home office) & a tastefully remodeled guest bathroom. Also, a additional permitted bonus room off the garage adds valuable space for a gym, office, guest space, or storage. Newer HVAC & Newer Roof. Updated stucco exterior. Owned water softner. Smooth Ceilings. Washer and Dryer can stay. Now check out the backyard with entertaining outside space including gas firepit and abundant seating. Raised garden beds with mature plants and vegetation and your own vineyard and blackberry bush. Fruit trees include Lemon, Orange and Fig. Drip system for easy yard care. Did we mention the greenhouse on the side yard? Newer backyard fencing. A low-maintenance drought resistant front yard with mature trees. A gardening bed alcove by the front door. Attached 2 car garage with interior entrance and expanded driveway for additonal parking or small SUV. This home is move-in ready and truly special.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Donna Wood · BHGRE Property Shoppe
Payment estimate
$6,100
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $83,500 · Loan: $751,500
- Principal & Interest
- $4,617
- Property tax (1.25%)
- $870
- Homeowners insurance
- $300
- Mortgage insurance
- $313
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $29,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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