1290 Rugby Avenue
Ventura, CA, 93004
$835,000
MLS: V1-35275
Beds
3
Baths
2
Sq Ft
1,256
Lot
0.15 ac
Year Built
1964
MLS #
V1-35275
Days on Market
6
Listed
Mar 31, 2026
Description
Welcome home! This beautiful home is nestled in a quiet East Ventura neighborhood and offers the perfect blend of comfort and style. This light-filled, single-level 3-bedroom, 2-bath home sits on a spacious 6,600 sq ft lot and is truly move-in ready.Step inside to a bright and inviting interior featuring a refreshed kitchen with white cabinetry, updated hardware, and stainless-steel appliances. A window over the sink overlooks the backyard, bringing in natural light and a pleasant outdoor view. Thoughtful updates are found throughout the home. The primary bedroom includes a built-in closet system with dresser, adding both style and functionality.Recent improvements include a newer roof, new water heater, added gutters around the entire home, French drains along the side yard, attic insulation, roof vents, and exhaust fans, providing comfort and peace of mind.The backyard is designed for enjoying the Ventura lifestyle, complete with a newly added concrete patio, low-maintenance turf, and a full-length pergola that extends your living space outdoors--perfect for relaxing or entertaining. A newly built wood storage shed with shelves, lighting, and power adds even more versatility.Additional highlights include an oversized driveway, RV parking, and fresh front landscaping, all enhancing the home's curb appeal and functionality. This is a wonderful opportunity to enjoy easy, indoor-outdoor living in a peaceful and desirable neighborhood. Photos coming soon.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Magda Nordahl · BHHS California Properties
Payment estimate
$6,100
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $83,500 · Loan: $751,500
- Principal & Interest
- $4,617
- Property tax (1.25%)
- $870
- Homeowners insurance
- $300
- Mortgage insurance
- $313
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $29,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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