20411 88th. Street
California City, CA, 93505
$399,900
MLS: SR25260822
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.23 ac
Year Built
2024
MLS #
SR25260822
Days on Market
137
Listed
Nov 14, 2025
Description
LOOK For It No More!! This 4+2 NEWER Home is just waiting for new owners to Enjoy! Featuring 4Bedrooms 2Baths, with open floor plan, custom floor, ceiling fans, recessed lights, PAID Solar Panels, Big Lot for Quads and big toys, Storage Shed included, covered patio and beautifully, gated decor in front with not one, but 3car custom access to make property more accessible to park vehicles inside and make it more private. A Must See!!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cecilia Santamaria-Alva · Century 21 Masters
Payment estimate
$2,995
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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