2044 Patricia Street
Oxnard, CA, 93036
$929,000
Original list price: $949,000
MLS: V1-38423
Beds
3
Baths
3
Sq Ft
2,097
Lot
0.14 ac
Year Built
1970
MLS #
V1-38423
Days on Market
46
Listed
Aug 27, 2026
Description
You'll love this beautifully updated single-story home in a desirable North Oxnard neighborhood, offering 3 bedrooms, 2 baths, and versatile additional living spaces. Charming curb appeal with attractive brickwork welcomes you inside, where the light-filled living room features high ceilings, hardwood flooring, a fireplace, and custom entertainment cabinetry.The thoughtfully redesigned kitchen, updated in 2020, features white shaker cabinetry, quartz countertops, a farmhouse sink, center island, and custom built-in dining area. Samsung smart appliances were added in 2022. A sunny breakfast nook with oversized windows provides the perfect spot for casual dining. The spacious separate dining room showcases beautiful wood detailing and an additional sitting area with fireplace.A fabulous bonus/game room features extensive custom wood paneling, detailed moldings, exceptional craftsmanship, and a built-in bar with sink. With its own private entrance, this flexible space offers possibilities as a fourth bedroom, guest quarters, home office, or potential granny flat/ADU conversion, subject to City approval. A beautifully remodeled powder room is conveniently nearby.Three comfortable bedrooms feature high ceilings and hardwood flooring, including an en-suite primary bedroom with attached bath. The hall bath offers a tub/shower combination, and an interior laundry room adds convenience. Additional improvements include a newer roof and water heater.Step outside to a resort-style backyard with a lovely garden and covered sitting area--an inviting private retreat for relaxing or entertaining. A gated driveway leads to the detached two-car garage with a new garage door and opener.Conveniently located near a golf course, local parks, shopping, and dining, with easy freeway access. This special North Oxnard home blends character, thoughtful updates, flexible living spaces, and indoor-outdoor living. A must-see!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Melody O'Leary · BHHS California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,405
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,900 · Loan: $836,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,789
- Property tax (1.25%)
- $968
- Homeowners insurance
- $300
- Mortgage insurance
- $348
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $32,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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