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PendingSingleFamilyResidence

20448 Sago Lane

Apple Valley, CA, 92307

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$445,500

MLS: OC26146168

Beds

4

Baths

3

Sq Ft

1,597

Lot

0.70 ac

Year Built

2004

MLS #

OC26146168

Days on Market

7

Listed

Jul 13, 2026

Description

Welcome to 20448 Sago Lane, a completely reimagined single-story residence situated on an expansive 0.70-acre corner lot in the heart of Apple Valley. Offering 4 bedrooms, 3 bathrooms, and 1,597 square feet of thoughtfully redesigned living space, this turnkey home has been renovated from top to bottom with modern finishes, quality craftsmanship, and attention to every detail. From the moment you enter, you'll be greeted by soaring vaulted ceilings, abundant natural light, and an open-concept floor plan designed for comfortable everyday living and effortless entertaining. At the heart of the home is a stunning, fully remodeled kitchen featuring quartz countertops, custom self-closing cabinetry, recessed lighting, a spacious pantry, stainless steel appliances, and a functional layout that blends style with practicality. No detail was overlooked during the renovation. Enjoy brand-new luxury vinyl plank flooring throughout the main living areas, beautifully remodeled bathrooms with designer tile and modern finishes, fresh interior paint, recessed LED lighting, new doors and hardware, and a brand-new HVAC system for year-round comfort. The home is also equipped with brand-new dual-pane, energy-efficient windows, providing improved comfort and energy savings. The spacious primary suite serves as a private retreat with a beautifully renovated ensuite bathroom featuring dual vanities, a walk-in shower, and generous closet space. A standout feature of the home is the secondary junior suite, complete with its own private bathroom, making it ideal for multigenerational living, guests, or added privacy. Step outside to nearly three-quarters of an acre of usable land with endless possibilities. Whether you're dreaming of RV parking, a detached workshop, a pool, additional outdoor entertaining space, or simply room to spread out, this property offers the flexibility to make it your own. Additional features include an attached two-car garage, central heating and air conditioning, and no HOA. Completely renovated, thoughtfully designed, and move-in ready, 20448 Sago Lane offers the rare combination of modern living, generous outdoor space, and exceptional value. This is a home you won't want to miss.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Andrew Poland Villagomez · Real Broker

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,487

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,550 · Loan: $400,950

%

Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,555
Property tax (1.25%)
$464
Homeowners insurance
$300
Mortgage insurance
$167
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 23, 2026

30-year fixed
6.58%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,593 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92307 (Apple Valley)within ±10% of this home's price and size.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.