2049 N COLONY Way
San Bernardino, CA, 92407
$529,000
MLS: CV26235015
Beds
3
Baths
3
Sq Ft
2,218
Lot
0.06 ac
Year Built
2015
MLS #
CV26235015
Days on Market
4
Listed
Nov 1, 2026
Description
Exceptional value in the desirable Colonies at University Park! This move-in-ready, fully detached residence offers 3 bedrooms, 2.5 bathrooms, and rare multi-generational versatility with zero shared walls. The entry level features an expansive flex/bonus room, separate living space, and a powder room—an ideal configuration for an executive home office, entertainment lounge, or guest quarters. Upstairs, the open-concept layout fills with natural light, leading to a chef’s kitchen equipped with granite countertops, an eat-in breakfast bar, rich cabinetry, recessed lighting, and extensive pantry storage. The primary retreat boasts a private balcony, walk-in closet, and an ensuite bath. Two well-appointed secondary bedrooms share a full bath. Additional highlights include a dedicated upper-level laundry room with built-ins, custom interior paint, upgraded carpet with premium padding, ceiling fans, raised-panel doors, a tankless water heater, and a direct-access 2-car garage with a battery-backup opener. Conveniently located in the North San Bernardino foothills near Cal State San Bernardino, premier hiking trails, parks, retail, dining, and effortless access to the 210 and 215 freeways. A rare combination of detached privacy, functional square footage, and low HOA dues at an adjusted price point.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Hyun Hyun · TEAM SPIRIT REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,459
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,900 · Loan: $476,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,225
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
- HOA dues
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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