20540 Keswick
Winnetka, CA, 91306
$1,295,000
Original list price: $1,350,000
MLS: SR26184562
Beds
6
Baths
5
Sq Ft
2,992
Lot
0.24 ac
Year Built
1955
MLS #
SR26184562
Days on Market
57
Listed
Aug 22, 2026
Description
Nestled on a private and quiet cul-de-sac, this spacious and versatile property offers comfortable family living with the added benefit of a newly built, fully independent ADU—ideal for multigenerational living or potential rental income. Conveniently located just minutes from Pierce College, shopping, dining, public transportation, the 101 & 118 Freeways. This upgraded property is move in ready and combines privacy with easy access to everything the area has to offer. The main home features- 4 bedrooms, a loft, and 3 bathrooms, with a spacious, light-filled floor plan designed for both everyday living and entertaining. Spacious living room as well as a family room, and dedicated dining area. Primary suite with an attached loft—ideal for a home office, nursery, fitness area, or private retreat. Skylights, recessed lighting, ceiling fans, closet organizers and brand new flooring. Updated kitchen with abundant cabinet storage and stainless steel appliances. Energy-efficient tankless water heater. Large private backyard with fruit trees. Trellis-covered patio perfect for outdoor dining and entertaining. Drought-tolerant hardscape and landscape designed for easier maintenance and reduced water usage. A detached 561 sqft ADU – 20538 Keswick St. Built in 2025, the detached ADU is completely independent from the main residence, with its own address and private, fenced separation and features: 2 bedrooms and 1 bathroom Modern finishes and contemporary design Refrigerator, washer, and dryer included , tankless water heater. The ADU offers a private living space separate from the main residence previously leased for $2,650 per month on an annual lease. It provides excellent flexibility for extended family, adult children, guests, a private home office, or potential rental income. Whether you're looking for a spacious family home with the opportunity to generate additional income to help offset your mortgage expenses, a multigenerational living arrangement, or an investment property with two separate living spaces, this unique property offers exceptional versatility and value in a highly convenient location.
Location
Winnetka, Los Angeles County, CA 91306
Open on Google Maps ↗Listed by: Anat Erster · Beverly and Company
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,070
- Property tax (1.25%)
- $1,349
- Homeowners insurance
- $300
- Mortgage insurance
- $486
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Winnetka home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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