20548 Neuralia Road
California City, CA, 93505
$300,000
MLS: IG25111230
Beds
3
Baths
2
Sq Ft
1,450
Lot
0.24 ac
Year Built
1984
MLS #
IG25111230
Days on Market
326
Listed
May 22, 2025
Description
PRICE IMPROVEMENT. This Wonderful home features, 3 bedrooms with plank vinyl flooring, 2 full bathrooms, Bonus room (can be used for a Gym or playroom for the kids) and Ample attic area for an office or extra bedroom. Spacious kitchen area, granite tops, tile flooring, . Recessed lighting, fairly new AC system including new ducting insulation. Water filtration system through out the home. Solar system/panels. Spacious backyard with endless possibilities. Has two gate entrances for RV access/boat/toys.. Home is conveniently located close to Edwards AFB and short drive to shopping centers. Don't miss out in this. Great for first time buyer.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Alejandra Martinez · Gold Real Estate
Payment estimate
$2,321
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $270,000
- Principal & Interest
- $1,659
- Property tax (1%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $113
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Similar Homes Nearby
Active and pending listings in ZIP 93505 (California City) within ±10% of this home's price and size.
$273,999
9420 Margery
California City, 93505
Active15 DOM$274,900
7881 Fernwood Avenue
California City, 93505
$274,900
7881 Fernwood
California City, 93505
Pending108 DOM$275,000
21332 79th Street
California City, 93505
Active15 DOM$275,000
8307 Charles Pl Place
California City, 93505
$275,000
9840 Margery Avenue
California City, 93505
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.