20551 Caitlin Lane
Saugus, CA, 91350
$850,000
MLS: SR26192254
Beds
4
Baths
3
Sq Ft
2,148
Lot
0.30 ac
Year Built
1987
MLS #
SR26192254
Days on Market
3
Listed
Sep 4, 2026
Description
Spacious Saugus home with private backyard. Sharp curb appeal and manicured grounds. Tastefully inviting with neutral decor throughout. Featuring 4 bedrooms, 3 bathrooms and approx 2100 sq. ft. Soaring ceilings in the living room bring in lots of natural light. Downstairs bedroom and 3 beds upstairs are all good sized. Remodeled eat-in kitchen opens to the family room, formal dining room as well. The primary bedroom with French doors onto your private deck. Backyard features a covered patio with mature landscape and brick lined patios....let the relaxation begin! Attached garage with epoxy floors. Flat Cul-de-sac location with NO rear neighbors. All this with NO HOA or Mello Roos!
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Lynda Campbell · Realty Executives Homes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,446
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,941
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Also on GAVAR
Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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