22977 El Centro
Apple Valley, CA, 92307
$385,000
MLS: HD26022740
Beds
3
Baths
1
Sq Ft
1,500
Lot
1.03 ac
Year Built
1953
MLS #
HD26022740
Days on Market
78
Listed
Jan 30, 2026
Description
**NEW REDUCED PRICE** Country flair with modern conveniences. You MUST see this full-of-charm home located in the scenic & peaceful Sycamore Rocks area of Apple Valley. Fully fenced 1+ acre corner lot with wide drive through gates on both street sides-perfect for pulling in trucks, trailers, etc. Established pine trees provide a park like feel to the front yard. Plenty of fruit trees, rose bushes, berry bushes add to the lush charm of the grounds. There are separate cross fenced areas, including a dog run at one side & a fenced front yard area. Enjoy views from every window in the home, not to mention the covered front porch & large rear raised patio area. Inside you will find completely remodeled features including LVP flooring in the kitchen, laundry & bath. Hardwood floors compliment the office space & hallway. 3 spacious bedrooms & a well appointed bathroom with updated vanity/sink, bath tub & toilet. The charming office room, adjacent to the living room has views out the front. Newer light fixtures & other features through out the home. The kitchen has updated cabinets, counters & upgraded LG appliances-dishwasher, stove, microwave. Garden window over the sink offers a view of the side yard, where the current owner keeps her mini horses. The living area is spacious & offers many options for furniture configuration. Wait until you see the ornate wood stove with real brick extended hearth! The largest bedroom is currently being used as a sewing/craft room & offers 2 closet spaces. The oversized laundry room off of the kitchen is the size of a small bedroom & current owner planned on converting part to a 2nd bathroom. Most features have been updated 2020 or newer, including roof, exterior paint, kitchen & bath features, some flooring, light & fan fixtures, newly textured walls & ceilings. HVAC is also newer, water heater, garbage disposal, all interior plumbing piping, garage door, 2 metal security screen doors, septic system & much more. The oversized detached garage offers potential for MANY possibilities-there are 2 storage areas in the garage & this could be an ideal space to create an ADU or artist's studio. Garage has two separate 220 plugs. There is an RV plug at side of house & also 2 separate dump inlets for RV or trailer parking. The panoramic views to the side & rear of the property are spectacular, especially at night, you can see 4th of July fireworks in all directions. Paved road access & friendly neighbors.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Teri Bragger · First Team Real Estate-HighDes
Payment estimate
$2,974
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
- Principal & Interest
- $2,129
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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