21940 Biloxi
Apple Valley, CA, 92307
$395,000
MLS: HD26048621
Beds
3
Baths
2
Sq Ft
1,449
Lot
0.87 ac
Year Built
1988
MLS #
HD26048621
Days on Market
20
Listed
Mar 10, 2026
Description
Move-in ready Apple Valley home on a large corner lot! This spacious 3 bedroom, 2 bathroom home offers 1,449 sq ft of comfortable living space with an open living room featuring a cozy fireplace. The home has been freshly updated with brand new interior paint and brand new flooring throughout. Additional improvements include a new water heater, new guest bathroom vanity and toilet, newer roof, HVAC system, and exterior paint. Enjoy the convenience of an indoor laundry room and an oversized 2-car garage with a newer garage door and opener. The home also features automatic custom exterior lighting with motion lights along the side of the property for added convenience and security. Situated on a generous 37,897 sq ft corner lot near shopping, schools, parks, and the hospital—offering peaceful country-style living while still being just minutes from town.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Debra Canizales · Coldwell Banker Home Source
Payment estimate
$3,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500
- Principal & Interest
- $2,184
- Property tax (1.25%)
- $411
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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