$479,900
MLS: 26004117
Beds
4
Baths
2
Sq Ft
2,406
Lot
0.25 ac
Year Built
2007
MLS #
26004117
Days on Market
1
Listed
May 24, 2026
Description
Spacious home + possible ADU on cul-de-sac, close to schools, bus line, and California City Blvd access to 14FWY. You can save on utility usage with transferable leased solar unit. Large living room is at the entrance with wood burning fireplace, surrounded by granite fascia. Arch hallway door and room opening are seen through out the home. Large kitchen with granite counter tops, stainless steel appliances, fixtures and chestnut colored cabinets. Formal dining area off the kitchen with a glass door leading to backyard. Private hall off dining leading to (3) large bedrooms with wardrobe closets and a hall bath with shower/tub combination. The garage has finished drywall with custom paint and lighting fixtures. Property is surrounded by block wall with wrought iron fencing at front and backyard wood fencing. A permitted ADU is at the rear of property appx. 24X24 (576 SF) at rear of property, with heating and air unit, finished drywall and recessed lighting. Additional information will be provided in disclosures for solar and ADU. Call now for your private showing.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Patrice Howard · 1st Property Real Estate Inc
Payment estimate
$3,613
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
- Principal & Interest
- $2,733
- Property tax (1%)
- $400
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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