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ActiveSingleFamilyResidence

2063 W 220th Street

Torrance, CA, 90501

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$785,000

Original list price: $825,000

MLS: SB26140360

Beds

2

Baths

1

Sq Ft

876

Lot

0.05 ac

Year Built

1923

MLS #

SB26140360

Days on Market

35

Listed

Jun 27, 2026

Description

Welcome to an incredible opportunity to own a remodeled entry level home in the heart of Torrance! This light-filled 2-bedroom, 1-bath residence features an open concept floor plan designed for comfortable everyday living and effortless entertaining. Tastefully updated just a few years ago, the home blends modern finishes with timeless charm. Step outside to your own private and cozy backyard retreat, perfect for relaxing, entertaining friends, or enjoying Southern California's year-round sunshine. Additional features include a convenient indoor laundry hookup, single car garage and off-street parking along the side of the home. Whether you're a first time homebuyer ready to achieve the dream of homeownership or an investor looking for a turnkey property with a quality tenant already in place, this home offers exceptional flexibility and value. The location is hard to beat. Situated in the highly desirable City of Torrance, you're just minutes from Torrance Elementary School, Torrance High School, Torrance Park, and the popular Wilson Park Farmers Market, one of the South Bay's favorite weekend destinations. Enjoy the vibrant lifestyle of Historic Downtown Torrance, just a short stroll away. This charming district is known for its beautifully preserved historic architecture, tree-lined streets, boutique shopping, craft breweries, coffee houses, local restaurants, seasonal events, and welcoming community atmosphere. Whether you're grabbing dinner, meeting friends for coffee, or browsing unique local shops, there's always something to enjoy close to home. Torrance is widely recognized for its outstanding city services, well-maintained parks, strong sense of community, and exceptional quality of life, making it one of the South Bay's most sought-after places to call home. Opportunities like this don't come along often. Don't miss your chance to own an updated home in one of the South Bay's most desirable communities!

Location

Torrance, Los Angeles County, CA 90501

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Listed by: Raul Ramirez · The Realestate Group

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,952

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,540
Property tax (1.25%)
$818
Homeowners insurance
$300
Mortgage insurance
$294
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 90501 (Torrance)within ±10% of this home's price and size.

Local Market Stats

See Torrance, CA 90501 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.