20690 Rancherias Road
Apple Valley, CA, 92307
$640,000
MLS: HD26098371
Beds
3
Baths
3
Sq Ft
2,584
Lot
1.59 ac
Year Built
2001
MLS #
HD26098371
Days on Market
45
Listed
May 8, 2026
Description
3BR/2.5BA custom home on 1.59 acres in Apple Valley. 30x50 workshop with office, bath, RV station, horse property, and no HOA. Looking for space for RVs, equipment, trailers, projects, hobbies, or horses? This original-owner custom home sits on 1.59 acres and features a 30x50 detached workshop with a 3/4 bath, office, 220-volt power, air lines, soaring ceilings, and an 18-foot roll-up door. Built in 2001, the 2,584-square-foot single-story home offers 3 bedrooms, 2.5 bathrooms, a flexible bonus room with a closet, an extended-length 2-car garage, mountain views, RV parking, a full RV station, and no HOA. Designed with both comfort and functionality in mind, the home features oversized bedrooms, shutters throughout, and a versatile bonus room that can serve as a home office, craft room, guest room, or additional living space. The kitchen offers both walk-in and step-in pantry storage, providing exceptional organization and convenience. The primary suite includes a spa tub and a deep walk-in shower with dual shower heads. The detached workshop is a standout feature, offering approximately 1,500 square feet of flexible space with 220-volt power, air lines, an office, bathroom, soaring ceilings, and an 18-foot door. Whether used for RV storage, vehicle projects, equipment storage, contractor operations, boat storage, trailer storage, recreational vehicles, hobby use, or workspace needs, this multi-use outbuilding provides functionality that is increasingly difficult to find. The extra-wide driveway extends from the street to the shop, providing convenient access for larger vehicles and equipment. Outside, the horse property designation and usable acreage create opportunities for a variety of lifestyles. The property includes a circular driveway, fencing, mountain views, a volleyball court, and mature peach, pear, and apricot trees on bubblers. The full RV station includes electrical service, water, and a dump connection, adding convenience for RV owners and guests. Properties offering a custom single-story home, usable acreage, a detached workshop with office and bathroom, RV parking and hookups, horse property, mountain views, and extensive storage capabilities are increasingly difficult to find. This Apple Valley property delivers a unique combination of living space, functionality, flexibility, and long-term utility.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Charlotte Volsch · Volsch Enterprises, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,878
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,000 · Loan: $576,000
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,671
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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