20845 Denker
Torrance, CA, 90501
$874,900
MLS: SB26063604
Beds
3
Baths
1
Sq Ft
1,080
Lot
0.16 ac
Year Built
1947
MLS #
SB26063604
Days on Market
26
Listed
Mar 24, 2026
Description
Welcome to 20845 Denker — a beautifully remodeled gem that perfectly blends modern upgrades with classic charm. This 3-bedroom, 1-bath home has been thoughtfully updated throughout, offering a fresh, move-in-ready space ideal for comfortable living. Step outside and you’ll find one of the property’s standout features: a huge backyard with endless possibilities — perfect for entertaining, gardening, or expanding your outdoor living space. The massive detached garage provides incredible flexibility, whether you need extra storage, a workshop, or want to explore ADU potential for added income or multigenerational living. The home’s curb appeal is enhanced by mature trees in the front yard, creating a warm and inviting first impression with plenty of shade and character. Located in a desirable neighborhood, this property offers a rare combination of turnkey condition, generous lot size, and future potential — a true opportunity you won’t want to miss. (Note: Photo 1,3,5,7,9,11,13,15 have been digitally altered. As required by California law, the original, unaltered image can be viewed next to the digitally altered image.)
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Melissa Pilon · Compass
Payment estimate
$6,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,490 · Loan: $787,410
- Principal & Interest
- $4,838
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $30,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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