20849 87th
California City, CA, 93505
$249,999
MLS: SR26148091
Beds
3
Baths
2
Sq Ft
1,100
Lot
0.22 ac
Year Built
1989
MLS #
SR26148091
Days on Market
19
Listed
Jul 11, 2026
Description
Welcome home to this charming corner-lot property offering the perfect blend of comfort, convenience, and value! Located on natural gas and city sewer, this home is just a short walk from local shopping, parks, schools, dining, and other everyday amenities, making daily life easy and enjoyable. Step outside to a spacious, fully usable backyard featuring a large patio—an ideal setting for summer barbecues, family gatherings, or simply relaxing under the desert sky. Whether you're entertaining guests or creating your own outdoor oasis, you'll appreciate the generous space this property provides. Inside, enjoy year-round comfort with a recently installed HVAC system, providing peace of mind and energy efficiency for years to come. An added bonus is the home's solar system with a locked-in energy rate, helping provide more predictable utility costs while taking advantage of renewable energy. Situated in California City, you'll love the wide-open spaces, stunning mountain views, beautiful desert sunsets, and easy access to outdoor recreation including hiking, off-roading, and nearby parks. Conveniently located within commuting distance of Edwards Air Force Base, Mojave, Tehachapi, and Lancaster, California City offers an affordable lifestyle with room to breathe while remaining connected to neighboring communities. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this move-in-ready home is one you won't want to miss!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Charlee Ryan · SunnyHill Realty Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,048
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $224,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,446
- Property tax (1%)
- $208
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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