20936 Wigwam Street
Apple Valley, CA, 92307
$400,000
MLS: IV26061401
Beds
3
Baths
2
Sq Ft
1,204
Lot
0.50 ac
Year Built
1957
MLS #
IV26061401
Days on Market
12
Listed
Mar 20, 2026
Description
Welcome to this charming home in Apple Valley, perfectly situated on just under half an acre of land. This property offers beautiful curb appeal with mature trees that create a warm and inviting first impression. Featuring 3 spacious bedrooms and 2 bathrooms, this home also includes a versatile bonus room with a closet—ideal for a home office, guest room, or potential 4th bedroom. Inside, you’ll find upgraded laminate flooring throughout, adding both style and durability. Enjoy peace of mind with a newly installed AC system and updated ducting, ensuring year-round comfort. The home is also equipped with a whole-house water filtration system for added convenience and quality living. Additional highlights include a 2-car attached garage and a separate detached garage, offering excellent potential for conversion into an in-law suite, workshop, or additional living space. Plenty of space to bring the boat, RV and all the sand toys. The newly installed picket fencing adds charm while enhancing privacy and security. This property combines space, flexibility, and upgrades—making it a fantastic opportunity you don’t want to miss!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: MARIA NAVARRO · REAL ESTATE ONE
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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