2100 Saint Bernard Drive
Pine Mountain Club, CA, 93222
$549,900
MLS: 26004502
Beds
4
Baths
3
Sq Ft
2,174
Lot
0.29 ac
Year Built
1992
MLS #
26004502
Days on Market
4
Listed
Jun 9, 2026
Description
Welcome to your mountain escape in Pine Mountain Club. This 4 bedroom home offers breathtaking panoramic views from multiple rooms throughout the home. Designed for both comfort and entertaining, this spacious mountain retreat offers soaring ceilings, expansive windows, and abundant natural light that perfectly frame the surrounding mountain scenery. The oversized primary suite is a private sanctuary complete with a sitting area, private balcony & spectacular views -- the perfect place to enjoy morning coffee or evening sunsets. Two additional guest bedrooms feature their own bathrooms. The inviting living room showcases dramatic vaulted ceilings and a beautiful stone fireplace, while the spacious deck provides multiple outdoor entertaining areas surrounded by serene mountain landscapes. Enjoy a spacious garage complete with extra workspace. Perfect as a primary residence, second home, or weekend escape, this property is the perfect place to unwind and take in the views.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Laurice McCarty · Coldwell Banker Preferred, REALTORS
Payment estimate
$4,214
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,135
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pine Mountain Club, CA 93222 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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