21024 79th
California City, CA, 93505
$179,900
MLS: DW26055264
Beds
3
Baths
1
Sq Ft
923
Lot
0.25 ac
Year Built
1970
MLS #
DW26055264
Days on Market
40
Listed
Mar 13, 2026
Description
Great property for an investment or for building new memories This beautiful California City beauty offers a charming home with 3 bedrooms and 1 bathroom. Home was built in 1970. This is an all electric house that is compact and easy to heat & cool. It can easily be converted to gas too. The living room has laminate flooring and the kitchen has vinyl flooring. 3 well-lit bedrooms that all have carpet flooring. The property is situated on a 10,802-SqFt lot. It features an oversized yard with trees. There is a huge backyard that is great for entertainment The yard includes privacy and a pergola that is perfect for adding outdoor furniture. Great central location, close to stores and parks.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Patrice Howard · 1st Property Real Estate
Payment estimate
$1,512
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,990 · Loan: $161,910
- Principal & Interest
- $995
- Property tax (1%)
- $150
- Homeowners insurance
- $300
- Mortgage insurance
- $67
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $6,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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