21329 Lake Shore Drive 35
California City, CA, 93505
(No pictures available yet)
$159,000
MLS: SR26086039
Beds
2
Baths
1
Sq Ft
821
Lot
4.36 ac
Year Built
1966
MLS #
SR26086039
Days on Market
0
Listed
Apr 28, 2026
Description
Wake up to tranquil waterfront views in this beautifully updated condo, offering comfort, style, and efficiency. Nestled along the lakes edge, this home delivers a rare blend of peaceful, outdoor living in modern interior upgrade. Located just steps from the water end. Perfect for morning coffee or sunset relaxation. Mature trees, provide shade, and a sense of privacy, while the serene setting creates a true retreat – like atmosphere. Inside, the Home features, a bright, refreshed kitchen, with slick cabinetry, stainless steel, appliances, and clean, contemporary finishes. The adjacent dining area is warm and inviting, ideal for every day, meals or entertaining. The bedroom(s) offers a cozy, calming space with updated flooring, neutral tones, and abundant, natural light. Mini split systems ensures energy – efficient, heating and cooling you’re around, adding both comfort and cost savings. Whether you’re looking for a primary residence, weekend, getaway, or investment opportunity, this lakefront condo offers a unique life sale and an exceptional value.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cynthia Miller · Keller Williams VIP Properties
Payment estimate
$1,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $15,900 · Loan: $143,100
- Principal & Interest
- $905
- Property tax (1%)
- $133
- Homeowners insurance
- $300
- Mortgage insurance
- $60
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $5,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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