21031 Orchid
California City, CA, 93505
$274,900
MLS: SR26163269
Beds
3
Baths
2
Sq Ft
1,295
Lot
0.17 ac
Year Built
1978
MLS #
SR26163269
Days on Market
1
Listed
Jul 28, 2026
Description
Welcome to 21031 Orchid Dr! This charming 3-bedroom, 2-bathroom custom home offers 1,295 square feet of comfortable living in the heart of California City. Sitting on a generous 7,405 SF lot, this property gives you room to relax, entertain, or add your personal touch. Enjoy an easy-flow layout, cozy interior spaces, and a private backyard perfect for weekend BBQs, gardening, or just soaking up the desert sunsets. Located minutes from schools, parks, shopping, and major routes, this one blends affordability, opportunity, and location all in one. Whether you're a first-time buyer, savvy investor, or looking for a peaceful place to call home, this is one you don't want to miss!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,209
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,490 · Loan: $247,410
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,577
- Property tax (1%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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