21031 Rancherias
Apple Valley, CA, 92307
$875,000
MLS: SB26187022
Beds
5
Baths
5
Sq Ft
4,169
Lot
0.98 ac
Year Built
2010
MLS #
SB26187022
Days on Market
0
Listed
Sep 14, 2026
Description
One of the best Apple Valley Ranch Pool Home with 2 master suites on an acre lot with landscaped front and back yards. Circular driveway on solid concrete leads to direct access to updated 4 car oversized garage with engineered storage area in the rafter. Gross square foot over 5000, spacious living room and formal dining room arched windows with pool view/backyard and luxury vinyl plank flooring. Large and open eat-in kitchen has beautifully upgraded cabinetry, island, all stainless-steel appliances including 5 burner natural gas cooktop and an electric double oven. The kitchen opens up to a massive great room with dual ceiling fans, plantation shutters, wood burning fireplace. This home boasts a split floor plan with a total of 5 bedrooms plus an extra room for an office/craft room/game room. The main master suite has dual ceiling fans, the master bathroom has granite countertops, tile shower and tub surround with 2 walk-in closets. By the way, all other bedrooms has its own showers which is great for guest/visitors. For family gathering, permitted addition of oversized media room/game room/ with high ceiling opens to pool area. Must see. RV gate and slab for RV parking, there is plenty of space to store your toys here! Call your agent to view this home today.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Steve Hwang · Century 21 Coastal Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,653
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,500 · Loan: $787,500
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,113
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $30,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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