2116 Phlox
Rosamond, CA, 93560
$389,000
MLS: SR26157231
Beds
3
Baths
2
Sq Ft
1,532
Lot
0.17 ac
Year Built
1990
MLS #
SR26157231
Days on Market
1
Listed
Jul 18, 2026
Description
Affordable single-story home in Rosamond featuring 3 bedrooms and 2 bathrooms! This charming home offers a spacious living room with a cozy fireplace, kitchen with quartz countertops, glass-front cabinets, and stainless steel appliances. Step outside to a large backyard with a covered patio, perfect for relaxing or entertaining. Additional features include an attached 2-car garage and plenty of space to make this home your own. Conveniently located near schools, shopping, and commuter routes, this is a wonderful opportunity you won't want to miss
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Also listed on GAVAR · MLS# 26005588
Listed by: Gilma Campos · Golden Real Estate Investments
Payment estimate
$2,994
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,224
- Property tax (1%)
- $324
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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