21186 Standing Rock Avenue
Apple Valley, CA, 92307
$478,900
MLS: HD26060774
Beds
4
Baths
3
Sq Ft
2,418
Lot
1.04 ac
Year Built
1984
MLS #
HD26060774
Days on Market
22
Listed
Mar 20, 2026
Description
This beautiful 4 bedroom and 3 full bathroom house has everything anyone needs and more. It has a large Kitchen with plenty of cabinets and bar seating area. There is a guest area off the kitchen with it's own bathroom attached to the bedroom and can be closed off for privacy. The large Master Suite, has two closet area and a seperate sink are from the large master bathroom with soaking tub. There are two other bedrooms across the hall and a large second bathroom between each room. The large 3-car garage is just off the kitchen with laundry in the finished garage. Outside you will find plenty of parking and enough room for all your toys and RV's. This lovely home is waiting for you to call HOME. It is fenced and cross-fenced. Beautiful views from the backyard of the hills which brings you morning sunrises.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Monica Robinson · Shirley Ann Bell, Broker
Payment estimate
$3,627
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,890 · Loan: $431,010
- Principal & Interest
- $2,648
- Property tax (1.25%)
- $499
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,762 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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