2740 Gramercy 12
Torrance, CA, 90501
$749,900
MLS: SB26061979
Beds
3
Baths
2
Sq Ft
1,204
Lot
0.67 ac
Year Built
1986
MLS #
SB26061979
Days on Market
8
Listed
Mar 26, 2026
Description
Welcome to the Cute Chic Condo, a delightful, move-in-ready gem perfect for first-time buyers, young professionals, or anyone seeking a cozy urban retreat. This pristine 3-bedroom, 1.75-bath condo features a unique loft conversion that adds a fun, versatile space for an office, guest room, or creative nook. The updated kitchen boasts modern appliances and ample storage, and it flows seamlessly into a bright, open-concept living area that's ideal for entertaining or relaxing. Enjoy the comfort of a full bath and a convenient three-quarter bath, all wrapped in a warm, inviting ambiance. Located on a peaceful, quiet street within a secure gated community, you'll have access to fantastic amenities like a sparkling pool and relaxing spa. The neighborhood is family-friendly, with top-rated schools just a short distance away, and it's conveniently close to parks, shops, and dining options. Plus, being near Wilson Park means you can easily stroll to the twice-weekly farmer's market for fresh local goods. With its blend of comfort, convenience, and community perks, this condo is priced to sell and won't last long. Schedule a viewing today and make this charming haven your new home! Contact us now for more details. (The community just finished termite work, new roof, and balcony inspections)
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: George Wang · Harvest Realtors, Inc.
Payment estimate
$5,509
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,990 · Loan: $674,910
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $26,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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