21261 Golden Hills
Tehachapi, CA, 93561
$667,000
MLS: FR26215083
Beds
—
Baths
—
Sq Ft
2,650
Lot
0.25 ac
Year Built
2022
MLS #
FR26215083
Days on Market
30
Listed
Oct 8, 2026
Description
Modern comfort meets investment opportunity in the Golden Hills community of Tehachapi. Built in 2022, this duplex offers owned solar and two spacious 3-bedroom, 2-bath homes, each approximately 1,325 square feet. Open floor plans create an inviting connection between the living, dining and kitchen areas, where upgraded countertops add a polished touch. Each home includes indoor laundry and an attached private garage, while individual fenced yards provide outdoor space to relax, entertain and enjoy. Both homes are currently leased at $2,100 per month on annual leases, generating $4,200 in monthly rental income and $50,400 in annual gross scheduled rent. Tenants pay water, trash and all utilities. With modern construction, thoughtfully designed living spaces and tenants already in place, this property offers an appealing opportunity to start or expand your investment portfolio. Contact your agent today for more information and to arrange a private showing.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Jaime Bratton · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,173
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,700 · Loan: $600,300
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,067
- Property tax (1%)
- $556
- Homeowners insurance
- $300
- Mortgage insurance
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $23,345 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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