21324 79th
California City, CA, 93505
(No pictures available yet)
$335,000
MLS: SR26088311
Beds
3
Baths
2
Sq Ft
1,620
Lot
0.16 ac
Year Built
2021
MLS #
SR26088311
Days on Market
18
Listed
Apr 23, 2026
Description
Welcome to this beautifully maintained newer home built in 2021, offering 3 bedrooms, 2 bathrooms and 1620 SQFT of thoughtfully designed living space. Step inside to an open-concept floor plan featuring durable LVP flooring throughout, creating a seamless and modern flow. The Kitchen is tastefully upgraded with a stylish cabinetry. a center island, and energy -efficient appliances-perfect for both everyday living and entertaining. The inviting living area is highlighted by an electric fireplace, ideal for cozy evenings and gatherings. Both bathrooms have been upgraded with contemporary finishes offering a fresh and modern feel. Additional features include a tankless water heater and a durable concrete tile roof for added efficiency and peace of mind. Enjoy outdoor living under a covered stucco covered patio with a finished slab-perfect for relaxing or hosting. Situated on a quiet street within a small neighborhood, this home offers both comfort and convenience. Located just minutes from local shopping, gas stations and easy commute to Edwards Air Force Base (approximately 20 minutes to the North Gate) and about 25 minutes to Tehachapi for additional shopping and dining options. ASSUMABLE VA LOAN OPPORTUNITY Buyer may have the opportunity to assume the seller’s existing VA loan at a significantly lower interest rate, subject to lender approval and VA eligibility requirements. Buyer must bring cash difference between the loan balance and the purchase price. Contact listing agent for details and lender information. Opportunities like this are rare. Own a newer home in Southern California at an accessible price point, approximately 100 miles north of Los Angeles. This is a great alternative to rising rental costs. Don't miss your chance to owning this home.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Joy Murphy · Keller Williams Realty Antelope Valley
Payment estimate
$2,612
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,500 · Loan: $301,500
- Principal & Interest
- $1,908
- Property tax (1%)
- $279
- Homeowners insurance
- $300
- Mortgage insurance
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This California City property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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