2220 Pebble Beach Trail
Oxnard, CA, 93036
$1,300,000
MLS: V1-36614
Beds
4
Baths
4
Sq Ft
2,624
Lot
0.17 ac
Year Built
1989
MLS #
V1-36614
Days on Market
7
Listed
May 26, 2026
Description
Perched majestically above the iconic Island Hole, this exquisite former model home offers breathtaking, sweeping vistas of the shimmering lake, lush emerald fairways, and distant, majestic mountains--truly an unforgettable and once-in-a-lifetime view that captures the essence of serene luxury. Nestled within the exclusive and highly sought-after JM Peters River Ridge community along California's prestigious Gold Coast, this residence artfully blends quiet elegance, privacy, and the finest resort-style living. Perfectly located adjacent to two championship 18-hole golf courses and only minutes from pristine, white sandy beaches as well as the vibrant Channel Islands Harbor, this home brings the very best of coastal living right to your doorstep.The east-facing, professionally landscaped backyard has been thoughtfully designed to resemble a private garden retreat. It features carefully curated outdoor vignettes that make it an ideal place to enjoy your morning coffee, savor alfresco dining experiences, and relax in the ocean-cooled air while remaining comfortably shielded from the sometimes stronger coastal breezes.Spanning an impressive 2,600 square feet on a generous 7,600 square foot lot, this elegant residence boasts four spacious bedrooms and three-and-a-half meticulously designed bathrooms, including two luxurious ensuite baths. Upon entering, double French doors open to a bright and welcoming entryway distinguished by soaring ceilings, gleaming hardwood floors, and sophisticated architectural details that create an atmosphere of refined comfort. The inviting living room flows seamlessly into a spacious dining room, perfect for hosting gatherings and entertaining guests.At the heart of the home lies a large chef's kitchen equipped with a breakfast area that comfortably seats six. This space connects effortlessly to a cozy family room that opens to a charming brick patio and lush backyard, extending your living space outdoors. The main level also offers a generously sized bedroom with an ensuite bath, ideal for guests or multi-generational living arrangements, along with a convenient powder room and a dedicated laundry room for practicality.Upstairs, the luxurious primary suite serves as a private sanctuary featuring breathtaking, 'forever' views of the golf course, lake, & mountains. This retreat includes a spa-like bathroom with dual sinks, a separate soaking tub and shower, and two expansive walk-in closets. Midway between Malibu and SB.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Linda Parizo · Coldwell Banker Realty
Payment estimate
$9,707
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $130,000 · Loan: $1,170,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,411
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
- HOA dues
- $155
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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