21500 Circle Drive
Tehachapi, CA, 93561
$399,900
MLS: 26005250
Beds
3
Baths
3
Sq Ft
1,680
Lot
0.15 ac
Year Built
1984
MLS #
26005250
Days on Market
26
Listed
Jul 8, 2026
Description
Whether you need extra space or want the added benefit of income potential, this West Golden Hills gem is one you won't want to miss! Welcome to this beautifully updated home in the highly sought-after West Golden Hills neighborhood of Tehachapi! This versatile property offers 3 bedrooms, 3 bathrooms, plus a fully permitted garage conversion ADU, providing the perfect blend of comfort, functionality, and flexibility. Step inside the main home to find an inviting living room with a cozy fireplace, updated flooring, and a beautifully remodeled kitchen featuring white shaker cabinets, granite countertops, stainless steel appliances, and plenty of storage. The spacious primary suite offers an updated en-suite bathroom, while the additional bedrooms provide room for family, guests, or a home office. The fully permitted ADU opens the door to endless possibilities. Use it for extended family, visiting guests, a private workspace, or enjoy the opportunity for supplemental rental income to help offset your monthly mortgage. Outside, you'll find a fully fenced yard, ample parking, and space to create your own outdoor retreat. Conveniently located near schools, shopping, restaurants, and commuter routes, this move-in-ready home offers the lifestyle and versatility today's buyers are looking for.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Jessica Bickel · Sync Brokerage, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,096
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,313
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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