21549 Bancroft Drive
California City, CA, 93505
$409,900
MLS: CV26032179
Beds
3
Baths
4
Sq Ft
2,030
Lot
0.22 ac
Year Built
2005
MLS #
CV26032179
Days on Market
46
Listed
Feb 13, 2026
Description
An Unrivaled Residential Sanctuary - 3 Full En-Suites. Elevate your expectations with this one-of-a-kind Custom Premium Residence. Discover an incomparable floor plan, unmatched in the High Desert. This masterpiece features a rare and highly coveted layout with three full En-Suites, ensuring that each bedroom enjoys its own private, dedicated bathroom for maximum autonomy. This unique configuration makes the home ideal for multi-generational living or luxury co-living arrangements. The kitchen is equipped with granite countertops, high-quality finishes, and an open layout, making it perfect for family gatherings or entertaining guests. Designed for both efficiency and long-term value, the residence comes with a fully paid-off solar system and a new HVAC system, delivering climate-controlled comfort while substantially reducing monthly utility costs. Situated on fully landscaped grounds, every aspect of this property is optimized to meet diverse lifestyle needs and to provide sophisticated desert living. Schedule your private tour today.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Tamra Nielsen · NIELSEN REALTY
Payment estimate
$3,062
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,990 · Loan: $368,910
- Principal & Interest
- $2,267
- Property tax (1%)
- $342
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $14,347 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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