Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

7871 Fernwood Avenue

California City, CA, 93505

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$375,000

MLS: SR25054344

Beds

6

Baths

3

Sq Ft

2,023

Lot

0.24 ac

Year Built

2003

MLS #

SR25054344

Days on Market

174

Listed

Mar 15, 2025

Description

Don't miss the opportunity to own this beautiful single family home in California City! This majestic property offers 2,023 Sq. Ft. of construction with 6 bedrooms and 3 full bathrooms with unparalleled privacy, serenity, and panoramic views. This home features a formal living & dining area, a very spacious kitchen with a breakfast island bar, granite countertops, stainless-steel appliances and recessed lighting throughout. Whether you are looking to make a great investment for your family, or seeking to find your newest investment opportunity, this turnkey property checks all the boxes. Conveniently located close to Hacienda Elementary and California City Middle School, and 30 minutes from Edwards Air Force Base. Near community parks, shopping centers, dining and entertainment. Relax and unwind, enjoying the sunrise and the sunsets of the city. With a perfect balance of indoor comfort and outdoor fun, this beautiful home is move-in ready and packed with features you'll love. Don't miss your chance to own a piece of paradise! Call agent easy to show.

Location

California City, Kern County, CA 93505

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Listed by: Maria Lopez-Alvarez · Pacific Coast Realty

Payment estimate

$2,827

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500

%
Principal & Interest
$2,074
Property tax (1%)
$313
Homeowners insurance
$300
Mortgage insurance
$141
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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