21658 Encina Road
Topanga, CA, 90290
$2,400,000
MLS: 26998807
Beds
4
Baths
4
Sq Ft
1,547
Lot
0.76 ac
Year Built
1935
MLS #
26998807
Days on Market
11
Listed
Oct 8, 2026
Description
Some properties reveal themselves all at once. This one unfolds. Tucked beneath a canopy of magnificent mature oaks in Topanga's coveted Post Office Tract, 21658 Encina Road feels like a private park hidden away at the edge of Topanga State Park. Stone pathways meander through the grounds, footbridges cross a seasonal creek, and decks, gardens and quiet places to gather appear among the trees. There is a sense of discovery as you move through the property, each turn revealing another beautiful and unexpected corner. At its heart is a lovingly restored 1930s residence, thoughtfully cared for and updated while preserving the warmth and character that make the home so special. Windows frame the surrounding greenery and bring the beauty of the outdoors into the living spaces. Beyond the main residence, a studio cottage, dome and barn add to the property's distinctive character and possibilities. As evening falls, the grounds take on an entirely different kind of magic. Twinkling lights illuminate the pathways and gardens, creating an intimate, almost dreamlike atmosphere beneath the oaks. Years of love and care are evident throughout this extraordinary property, where nature, history and thoughtful preservation come together in one of Topanga Canyon's most treasured neighborhoods. Exceptionally private and surrounded by natural beauty, this is a rare opportunity to experience a truly special way of life.
Location
Topanga, Los Angeles County, CA 90290
Open on Google Maps ↗Listed by: Nina Kurtz · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$18,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $240,000 · Loan: $2,160,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $14,955
- Property tax (1.25%)
- $2,500
- Homeowners insurance
- $300
- Mortgage insurance
- $900
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $84,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Topanga, CA 90290 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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