21670 Encina Road
Topanga, CA, 90290
$1,599,000
MLS: SR26214095
Beds
4
Baths
3
Sq Ft
2,400
Lot
0.74 ac
Year Built
1972
MLS #
SR26214095
Days on Market
20
Listed
Oct 1, 2026
Description
Tucked among mature trees in the heart of Topanga, this distinctive retreat blends dramatic architecture, beautifully updated interiors, and picturesque canyon views. Featuring 4 bedrooms and 3 bathrooms across approximately 2,400 square feet, the three-story home sits on an expansive 32,256-square-foot lot, offering a peaceful setting immersed in nature. Soaring cathedral ceilings, abundant natural light, and warm wood flooring create an inviting atmosphere, while oversized windows frame the surrounding greenery. The spacious living room provides an impressive gathering space, complemented by a beautifully remodeled chef’s kitchen with custom cabinetry and refined finishes. Two primary bedrooms offer flexibility for family and guests, with the home’s multiple levels providing room to spread out and unwind. Expansive view balconies extend the living spaces outdoors, creating inviting spots for morning coffee, dining with friends, or enjoying sunset views through the treetops. A large grassy yard and mature shade trees enhance the tranquil surroundings and offer space to relax and enjoy Topanga’s natural beauty. With access to nearby trails, beaches, PCH, and the 101 freeway, this special property combines the feeling of a secluded canyon escape with connections to the coast and Valley.
Location
Topanga, Los Angeles County, CA 90290
Open on Google Maps ↗Listed by: Justin Shore · Pinnacle Estate Properties, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,451
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,900 · Loan: $1,439,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,886
- Property tax (1.25%)
- $1,666
- Homeowners insurance
- $300
- Mortgage insurance
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $55,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Topanga, CA 90290 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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