2170 Ladera Road
Ojai, CA, 93023
$1,599,000
MLS: V1-34486
Beds
4
Baths
3
Sq Ft
2,398
Lot
1.07 ac
Year Built
1976
MLS #
V1-34486
Days on Market
75
Listed
Feb 4, 2026
Description
Tucked down a private drive in Ojai's highly coveted East End, this special property offers a rare blend of privacy, nature, and opportunity. Set adjacent to a beautiful seasonal creek, the soothing sounds of flowing water create a peaceful, retreat-like setting that feels worlds away yet remains close to town. Offered for the first time on the market, this home has been lovingly owned and enjoyed by its original owners for decades. The property spans over an acre, providing ample space to relax, expand, or reimagine. A pool and spa invite you to soak up the Ojai sunshine. Inside, the home features spacious living areas filled with natural light and character, highlighted by vaulted, beam ceilings in the living room that add warmth, volume, and timeless architectural appeal. Ready for your vision and personal touch, the home offers a rare opportunity. Come experience the serenity, the setting, and the potential! This is East Ojai living at its finest.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Tonya Peralta · Keller Williams Santa Barbara
Payment estimate
$11,407
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,900 · Loan: $1,439,100
- Principal & Interest
- $8,842
- Property tax (1.25%)
- $1,666
- Homeowners insurance
- $300
- Mortgage insurance
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $55,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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