Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

21724 Darrow

California City, CA, 93505

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$419,000

MLS: SR25261627

Beds

3

Baths

2

Sq Ft

1,908

Lot

0.22 ac

Year Built

2024

MLS #

SR25261627

Days on Market

115

Listed

Nov 17, 2025

Description

Semi Custom Home!!! This 1,908 sq ft home features 3 bedrooms, 1.75 bath, open kitchen to the family and dinning room, tile throughout all common areas, ceiling fans in all bedrooms and living room including an electrical fireplace for those cozy winter nights. The master suite includes an en-suite bathroom with a large enclosed shower and walk in closet. All upgrades come included in this home such as quartz countertops, energy efficient stainless steel appliances and did I mention PAID SOLAR!!! Located in a corner lot which includes RV parking. This house has pristine landscaping and great curve appeal.

Location

California City, Kern County, CA 93505

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Listed by: Erica Ruelas · Miramar Realty

Payment estimate

$3,123

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100

%
Principal & Interest
$2,317
Property tax (1%)
$349
Homeowners insurance
$300
Mortgage insurance
$157
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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