21745 Upton Drive
California City, CA, 93505
$305,000
MLS: 25009279
Beds
3
Baths
2
Sq Ft
1,514
Lot
0.21 ac
Year Built
2007
MLS #
25009279
Days on Market
145
Listed
Dec 12, 2025
Description
Paid-Off Solar! $30K System , New Fencing, Amazing Rare 3-Bedroom 2 Bathroom Updated Home. Desert Oasis with Room for All Your Toys! Welcome to this beautifully updated 3-bedroom home featuring newer carpet and stylish new flooring throughout. This desert oasis is the perfect blend of comfort, adventure, and potential. Step outside to a blank-slate backyard and clean dirt landscaping in both the front and ready for you to design your dream outdoor space. Whether you're envisioning a lush garden, a pool, or an entertainer's paradise, this property is ready for your personal touch. With ample space for your RV, off-road vehicles, or other toys, this home is ideal for adventure lovers. Hop on your dirt bike and ride straight from your front door into the vast Mojave Desert need to trailer out!Don't miss this rare opportunity to own a move-in-ready home with room to grow, play, and explore.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Daniel Sanchez · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$2,355
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,500
- Principal & Interest
- $1,687
- Property tax (1%)
- $254
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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