9840 Margery Avenue
California City, CA, 93505
$275,000
MLS: SR25019494
Beds
3
Baths
2
Sq Ft
1,625
Lot
0.24 ac
Year Built
1990
MLS #
SR25019494
Days on Market
429
Listed
Jan 27, 2025
Description
Welcome to this spacious 3-bedroom, 2-bathroom home located in the heart of California City! With its open floor plan and beautiful laminate floors, this home is filled with natural light and exudes warmth and charm. Upon entering, you’re welcomed by a cozy fireplace that creates a warm and inviting living space. The large, well-designed kitchen offers plenty of storage and flows seamlessly into the connected dining area, making it perfect for family meals and entertaining. The generously sized bedrooms, including a comfortable primary bedroom, provide plenty of space for relaxation and privacy. The expansive backyard features an open patio, perfect for gatherings or enjoying peaceful evenings outdoors. Adding incredible value, the property includes an 800 sq. ft. back house with high ceilings and a private entrance, making it a potential ADU. This space is ideal for creating additional rental income, a guest suite, or a home office. The spacious garage offers ample room for storage or projects, adding even more versatility to this property. This home truly has it all—spacious living, thoughtful updates, and the flexibility of a potential ADU. Don’t miss out on this incredible opportunity in California City!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cesar Galvan-Cervantes · JohnHart Real Estate
Payment estimate
$2,153
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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