8307 Charles Pl Place
California City, CA, 93505
$275,000
MLS: 26002880
Beds
3
Baths
2
Sq Ft
1,498
Lot
0.14 ac
Year Built
2005
MLS #
26002880
Days on Market
15
Listed
Apr 10, 2026
Description
This inviting 3-bedroom, 2-bathroom home offers a comfortable blend of functionality, warmth, and natural light throughout. Soft carpeting extends through the living room and all bedrooms, creating a cozy and welcoming atmosphere. The kitchen features classic wood cabinetry and is equipped with a microwave, stove/oven, and dishwasher, offering convenience for everyday living and family dinners. Adjacent laundry hookups with additional cabinetry provide added storage and practicality. The thoughtfully designed floor plan separates the primary suite from the secondary bedrooms, enhancing privacy and flexibility for guests or household members. The primary bedroom includes a walk-in closet and an en-suite bathroom featuring dual sinks and a relaxing tub. The living room centers around a cozy fireplace, creating an inviting space for relaxing evenings at home. Additional highlights include central air conditioning and abundant natural light throughout. Step outside to a low-maintenance, zero-scaped backyard, offering a blank canvas ready for your personal touch and outdoor vision.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Desirae Watson · ENRG Realty, Inc.
Payment estimate
$2,153
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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