21903 Esaws
Apple Valley, CA, 92307
$299,000
Original list price: $315,000
MLS: HD26225464
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.51 ac
Year Built
1989
MLS #
HD26225464
Days on Market
18
Listed
Oct 18, 2026
Description
ASSUMABLE VA LOAN WITH AN INTEREST RATE UNDER 3%! Take advantage of the opportunity to assume the seller’s existing VA loan, subject to lender approval and buyer qualification. Buyer must cover the difference between the purchase price and the remaining loan balance. Property needs repairs and is being sold AS-IS—bring your vision and explore the potential! **4 BEDROOMS | 2 BATHROOMS | SOLAR | FENCED & CROSS-FENCED PROPERTY** Opportunity awaits! Built in 1989, this single-story home offers 4 bedrooms, 2 bathrooms, and approximately 1,248 square feet of living space, plus an enclosed patio room providing additional usable space. The property features a spacious lot with fencing and cross-fencing in both the front and rear yards, offering plenty of room for outdoor activities, gardening, pets, and more. Additional features include an attached two-car garage, a detached storage shed, and a concrete driveway. The home has a solar power system under a Power Purchase Agreement (PPA); transfer terms and requirements must be verified by the buyer. **THIS PROPERTY NEEDS REPAIRS** Making it an opportunity for investors, renovation buyers, or those looking to customize a home to their preferences. With four bedrooms, a functional floor plan, and a spacious lot, this property offers plenty of potential. Bring your vision and explore the possibilities!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Jenn Irvin · RE/MAX FREEDOM
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,557
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,834
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Apple Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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