ActiveSingleFamilyResidence

3720 Via Pacifica Walk

Oxnard, CA, 93035

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$644,900

MLS: V1-36497

Beds

2

Baths

2

Sq Ft

1,217

Lot

0.05 ac

Year Built

1981

MLS #

V1-36497

Days on Market

20

Listed

May 27, 2026

Description

This may be the best coastal buy on the market! A rare combination of location, lifestyle, and value. Welcome to coastal living in the sought-after Deckside Villas community. This single-story 2-bedroom, 2-bathroom attached single-family home offers an easy-living layout just a short distance from the beach, Seabridge Marina, and the best of the Channel Islands Harbor lifestyle. A corner-unit ideally located within the community just steps from the pool. Vaulted ceilings create an open, airy feel, while Tiffany-inspired light fixtures add warmth and character. The updated kitchen features granite countertops, stainless steel appliances, a breakfast bar, and access from the 2-car garage. A charming breezeway between the garage and kitchen adds a convenient space for grilling or gardening. The garage houses the laundry and water softener, and includes a versatile loft area, ideal for storage or flexible use. The refrigerator, washer, and dryer are all included, adding ease from the start. The living room and primary bedroom open to a private patio, creating an indoor-outdoor connection and space to relax or create. Deckside Villas residents enjoy beautifully landscaped grounds, and amenities including tennis and pickleball courts, as well as a pool and spa. Just across the street, Seabridge Marina offers scenic waterfront paths, dining, shopping, and access to a variety of coastal activities. With nearby kayak and paddleboard rentals, yacht clubs, fishing spots, golf courses, hiking trails, and the beloved Channel Islands Harbor Sunday Farmers Market, this location makes it easy to enjoy the very best of the coastal lifestyle.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Kelly Jackmon · Compass

Payment estimate

$5,416

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,490 · Loan: $580,410

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,676
Property tax (1.25%)
$672
Homeowners insurance
$300
Mortgage insurance
$242
HOA dues
$526
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,572 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.