2225 20th Street 2
Santa Monica, CA, 90405
$719,000
Original list price: $749,000
MLS: 26866917
Beds
2
Baths
2
Sq Ft
938
Lot
0.16 ac
Year Built
1970
MLS #
26866917
Days on Market
70
Listed
Aug 6, 2026
Description
Discover the perfect blend of comfort, charm, and convenience in this beautifully refreshed 2-bedroom, 2-bathroom condo nestled within an intimate 6-unit residential community. Thoughtfully designed for everyday living, this inviting home offers spacious bedrooms, including a private primary suite with an ensuite bathroom, creating a comfortable retreat at the end of the day. A welcoming entry opens into a generous living area filled with natural flow, seamlessly extending to a private outdoor patio, ideal for morning coffee, entertaining guests, or relaxing outdoors. The kitchen combines style and functionality, complemented by a charming dining nook that creates the perfect setting for casual meals or intimate gatherings. Beautiful hardwood floors add warmth and timeless character throughout the home, while the convenience of an in-unit washer and dryer enhances everyday living. Located in a highly desirable neighborhood, you'll enjoy easy access to incredible local restaurants, cafes, and a vibrant farmers market, making it simple to experience the very best of the community just moments from your doorstep. Whether you're searching for a move-in-ready condo, a home with spacious bedrooms, hardwood floors, a private patio, ensuite primary bedroom, or a boutique building with only six residences, this exceptional property delivers the lifestyle, comfort, and location today's buyers are looking for. Rare opportunities like this don't come along often.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Stephanie Younger · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,164
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $71,900 · Loan: $647,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,480
- Property tax (1.25%)
- $749
- Homeowners insurance
- $300
- Mortgage insurance
- $270
- HOA dues
- $365
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $25,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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