ActiveSingleFamilyResidence

22324 Rancho

Apple Valley, CA, 92308

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$539,000

MLS: IV26097931

Beds

4

Baths

2

Sq Ft

1,867

Lot

0.71 ac

Year Built

2026

MLS #

IV26097931

Days on Market

27

Listed

May 20, 2026

Description

NEW CONSTRUCTION 2026 w/PAID OFF SOLAR! Welcome to 22324 Rancho St in Apple Valley—a stunning turnkey single-story home offering 4 bedrooms, 2 bathrooms, and a spacious 3-car garage on an impressive 31,021 sq ft lot. Designed with modern style, comfort, and functionality in mind, this beautifully built home features an open-concept floor plan with a large living room, dining area, and designer kitchen that seamlessly flow together—perfect for entertaining or everyday living. The chef-inspired kitchen showcases a large center island, quartz-style countertops, custom wood cabinetry, stainless steel appliances, abundant storage, and a walk-in pantry. The private primary suite is thoughtfully separated from the additional bedrooms and offers a spacious retreat with a large walk-in closet, dual vanities, soaking tub, and walk-in shower. Three additional bedrooms provide flexibility for family, guests, or home office needs. Enjoy upgraded finishes throughout including recessed lighting, ceiling fans, indoor laundry room with extra storage, modern fixtures, and beautiful flooring. Step outside to endless possibilities on your oversized lot—ideal for RV parking, toys, future shop, ADU potential, horses, or creating your dream backyard oasis. Located in a peaceful setting with wide open desert and mountain views while still offering convenient access to schools, shopping, and major roads. This is a rare opportunity to own a brand-new home with space, style, and freedom. Move-in ready and built for the future!

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: ALEX ORTIZ · RE/MAX TIME REALTY

Payment estimate

$4,136

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,073
Property tax (1.25%)
$561
Homeowners insurance
$300
Mortgage insurance
$202
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92308 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.